[vc_row css=”.vc_custom_1565103961132{padding-bottom: 15px !important;}”][vc_column][cesis_line_divider width=”” color=”#003366″][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][/vc_column][vc_column width=”3/4″][cesis_icon_paragraph i_choice=”image” heading=”About The Author” text=”Robert Lindstrom is a CERTIFIED FINANCIAL PLANNER™ professional (CFP®), Enrolled Agent (EA), and founder of Provision Financial Planning, a Fee-Only financial planning firm. Provision Financial Planning focuses on guiding people to and through retirement with ongoing financial planning, investment management and tax preparation. Located in Towson MD, Provision works with clients in the greater Baltimore area, Birmingham, AL and Hunstville, AL. Provision Financial Planning works as a full-time fiduciary and never receives a commission of any kind.” g_icon_separator=”” g_heading_separator=”” g_text_separator=”” g_button_separator=”” g_module_separator=”” c_icon_separator=”” c_heading_separator=”” c_text_separator=”” t_heading_separator=”” t_text_separator=””][/cesis_icon_paragraph][/vc_column][/vc_row]