Our investment philosophy is strategic and long term by design. It is based on math and evidence instead of TV pundit “predictions” or whatever Wall Street is trying to sell.
We focus on the investor’s return and chances of meeting their goals rather than trying to beat the odds and guess which investments will outperform. Similarly, time in the market matters more than timing the market.
Investor returns are often different from the funds they invest in. This is called the “behavior gap” and working with an advisor can improve it.
Areas we cover
Did you know? Vanguard published a white paper that calculated the value of an advisor to be about 3% in net returns. The actual value received obviously depends on your unique circumstances, but areas include:
Our Investment Philosophy:
Focusing on the investor means focusing on what we can control:
The cost is between 0.7%-1% of the assets we manage for you. While there are no asset minimums, there will generally be a $3,600 (offset by the investment fee) annual minimum fee which will include Ongoing Financial Planning.